Personal Loans and Lines of Credit
SharePlus Federal Bank offers several types of consumer loans and lines of credit at competitive rates, including:
- Vehicle Loans - We offer numerous loans for new and used cars, trucks and SUV's. Plus, we'll make your dream come true with a low-rate motorcycle, RV, boat or airplane loan. Compare our rates to other banks and save!
- Home Equity Loan or Line of Credit -A Home Equity Loan or Home Equity Line of Credit (HELOC) offers you total control over the equity in your home. You can use the funds for almost any purpose and the interest is typically tax deductible.
- Home Improvement Loan - Available for Texas residents only. With a home improvement loan from SharePlus Federal Bank you can get the cash you need to make the home improvements you've always wanted.
- Signature Loans - An unsecured loan, perfect for consolidating debt, taking a vacation or a one-time purchase when you know exactly how much money you need. Fixed interest rate and payments. Call a Consumer Lending Specialist at (800) 352-8257 to apply today.
- Power Line of Credit - An unsecured line of credit at a rate that's often much lower than credit cards. Perfect for ongoing expenses or when you’re not sure exactly how much money you need or when you need it. Accessing cash from your line of credit is easy by transferring funds into your checking or savings account at an ATM, via the telephone, or with Online Banking. Call a Consumer Lending Specialist at (800) 352-8257 to apply today.
- Deposit/Certificate Secured - Enjoy lower rates than most other loans by using your savings or certificate of deposit as collateral.
Apply for a Loan
Click here to apply for a loan online, or call the Customer Service Center at 1-800-35BUCKS (1-800-352-8257).
Loan Rates
Click here for current Loan Rates.
Loan Calculator
Click here to use a handy loan calculator.

