Rates
Rates
Deposit Rates
Consumer Loan Rates
Promotional Rates
|
Deposit Rates
You may have a DEPOSIT relationship (such as Checking, Savings, CD, Money Market Plus, IRA, etc.) with Share Plus Federal Bank...
- if you live, work, or have your place of business in a county or bordering county where a bank branch is located
- if you are an employee of a Sponsor Company
- if you have a Secured Loan with Share Plus Federal Bank
- if you own or work for a YUM! Brands franchise
| Account |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest |
APY1 |
Compounding |
| Power Plus Checking |
|
|
|
|
($0 - 2,499.99)
($2,500 - 4,999.99)
($5,000 - 9,999.99)
($10,000 - 24,999.99)
($25,000 - 49,999.99)
($50,000 - 74,999.99)
($75,000 - 99,999.99)
($100,000 and up)
|
$0
$2,500
$5,000
$10,000
$25,000
$50,000
$75,000
$100,000
|
0.00 %
0.25 %
0.25 %
0.50 %
0.50 %
0.75 %
0.90 %
1.00 %
|
0.00 %
0.25 %
0.25 %
0.50 %
0.50 %
0.75 %
0.90 %
1.00 %
|
Monthly |
|
Money Market Plus 2
|
|
|
|
|
($1 - 4,999.99)
($5,000 - 24,999.99)
($25,000 - 49,999.99)
($50,000 - 99,999.99)
($100,000 - 249,999.99)
($250,000 and up)
|
$1
$5,000
$25,000
$50,000
$100,000
$250,000 |
0.50 %
1.00 %
1.49%
1.74 %
1.98 %
1.98 %
|
0.50 %
1.00 %
1.50 %
1.75 %
2.00 %
2.00 %
|
Monthly |
|
Platinum Money Market2
|
|
|
|
|
($1 - 24,999.99)
($25,000 - 249,999.99)
($250,000 - 449,999.99)
($500,000 - 999,999.99)
($1,000,000 and up)
|
$1
$25,000
$250,000
$500,000
$1,000,000
|
1.00 %
1.98 %
2.23 %
2.72 %
2.72 %
|
1.00 %
2.00 %
2.25 %
2.75 %
2.75 %
|
Monthly |
| Regular Savings2 |
$100 |
0.25 % |
0.25 % |
Quarterly |
| IRA Savings2 |
|
|
|
|
Regular
ROTH Conversion
ROTH
Education
|
$1
$1
$1
$1 |
0.40 %
0.40 %
0.40 %
0.40 %
|
0.40 %
0.40 %
0.40 %
0.40 % |
Quarterly
|
|
1Annual Percentage Yield. Rates and terms are subject to change without notice.
- Variable Interest Rate accounts.
- Fees and other conditions could reduce the earnings on you account
2 Federally Regulated, Limited Transaction Accounts Transfers and withdrawals by preauthorized, automatic telephone, wire, or computer transfer are limited to six per statement cycle with no more than three by check, draft, or debit card. A REG D Transaction Fee of $30.00 will be charged for each pre-authorized withdrawal in excess of six per statement cycle. A REG D Transaction Fee of $30.00 will be charged for each check, draft, or debit card withdrawal in excess of three per statement cycle. Unlimited withdrawals in person from your branch. Customers will be allowed three months of REG D Excessive Withdrawals or Transactions within a twelve month period. Further violation will result in the closing of the account.
|
|
Account
|
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest |
3APY |
Compounding |
| Regular Certificates |
|
|
|
|
3 Month ($1,000)
6 Month ($1,000)
9 Month ($1,000)
12 Month ($1,000)
18 Month ($1,000)
24 Month ($1,000)
30 Month ($1,000)
36 Month ($1,000)
48 Month ($1,000)
60 Month ($1,000)
|
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000 |
2.97 %
2.23 %
2.48 %
2.23 %
2.23 %
2.97 %
2.97 %
2.97 %
3.21 %
3.21 %
|
3.00 %
2.25 %
2.50 %
2.25 %
2.25 %
3.00 %
3.00 %
3.00 %
3.25 %
3.25 %
|
Quarterly |
| Encore!CD4 |
|
8 Month Encore!CD ($5,000)
12 Month Encore!CD ($5,000)
14 Month Encore!CD ($5,000)
18 Month Encore!CD ($5,000)
|
$5,000
$5,000
$5,000
$5,000 |
2.23 %
2.48 %
2.97 %
2.48 % |
2.25 %
2.50 %
3.00 %
2.50 %
|
Quarterly |
18 Month Mini Jumbo Encore!CD ($50,000)
18 Month Jumbo Encore!CD ($95,000)
|
$50,000
$95,000 |
2.72 %
2.72 % |
2.75 %
2.75 %
|
Monthly |
| Jumbo Certificates |
|
|
|
|
6 Mo. Mini Jumbo ($50,000)
12 Mo. Mini Jumbo ($50,000)
6 Mo. Jumbo ($95,000)
12 Mo. Jumbo ($95,000)
|
$50,000
$50,000
$95,000
$95,000
|
2.47 %
2.72 %
2.47 %
2.96 %
|
2.50 %
2.75 %
2.50 % 3.00 %
|
Monthly |
| IRA Certificates |
|
|
|
|
9 Mo.
Regular ($1,000)
ROTH ($1,000)
Education($1000)
|
$1,000
$1,000
$1,000 |
2.48 % |
2.50 % |
Quarterly |
12 Mo.
Regular ($1,000)
ROTH ($1,000)
ROTH Conversion ($1,000)
Education($1,000)
|
$1,000
$1,000
$1,000
$1,000 |
2.23 % |
2.25 % |
30 Mo.
Regular ($1,000)
ROTH ($1,000)
Education($1000)
|
$1,000
$1,000
$1,000 |
2.97 % |
3.00 % |
48 Mo.
Regular ($1,000)
ROTH ($1,000)
Education($1,000)
|
$1,000
$1,000
$1,000 |
3.21 % |
3.25 % |
60 Mo.
Regular ($1,000)
ROTH ($1,000)
Education($1,000)
|
$1,000
$1,000
$1,000 |
3.21 % |
3.25 % |
6 Mo. Mini
Regular ($50,000)
ROTH ($50,000)
|
$50,000
$50,000 |
2.47 % |
2.50 % |
Monthly |
12 Mo. Mini
Regular ($50,000)
ROTH ($50,000)
|
$50,000
$50,000 |
2.72 % |
2.75 % |
6 Mo. Jumbo
Regular ($95,000)
ROTH ($95,000) |
$95,000
$95,000 |
2.47 % |
2.50 % |
12 Mo. Jumbo
Regular ($95,000)
ROTH ($95,000) |
$95,000
$95,000 |
2.96 % |
3.00 % |
3Annual Percentage Yield.
- Fees and other conditions could reduce the earnings on you account
- Early withdrawal fee will be assessed.
- Additional rate bonuses may be avaliable on some CD's that will provide a higher rate/yield. Visit the bank for information.
4 Encore!CD - has terms of 8-, 12-, 14-, and 18-months, with the option to bump-up the rate one time during the term. Minimum opening deposit $5,000.
|
