SharePlus Federal Bank

BUSINESS CHECKING ACCOUNTS TO FIT EVERY NEED

Manage your company's money   
with these convenient and affordable accounts. Please call us today! 1-800-352-8257

All accounts subject to normal approval process.

* A fee of $0.50 will be charged for each transaction in excess of 125 per month for Business Free! Checking!Business or 200 transactions per month for Business Plus! Checking!Business.

Earn Interest On Unused Cash and Maintain Liquidity!

As an entrepreneur, you already have plenty to do. That's why MoneyLink!Sweep is such a smart option. Just add this feature to your business checking account, and your money can help manage itself. Decide how much cash you need to cover day-to-day transactions and, if necessary, maintain a minimum balance in your checking account. Then let MoneyLink!Sweep automatically transfer excess funds to an interest-bearing Money Market Plus!!account at the close of each business day.

Business FREE!Checking 

  • This account is ideal for start-up, at-home, or small businesses with low to moderate transaction volume and basic banking needs.

  • No Minimum opening Deposit

  • FREE Online Banking and BillPay

  • FREE of monthly service charges.  

  • FREE eStatements.  Paper statements available for $5 monthly fee.  

  • Up to 125 Transactions Per Month Without Charge*

 

Business Plus! Checking 

  • This account is designed for businesses with moderate levels of account activity.

  • $100 Minimum Opening Deposit 

  • FREE Online Banking and BillPay 

  • No monthly service charge if you maintain $8,000 average ledger balance; otherwise, just $15 per month

  • Up to 200 transactions per month without charge*

 

Business Advantage! Checking

  • This account is designed for businesses with moderate to high transaction activity.

  • $100 minimum opening Deposit 

  • FREE Online Banking and BillPay 

  • FREE eStatements.  Paper statements available for $5 monthly fee. 

  • "Earnings Credit" Feature:  a variable rate is applied to monthly collected balance less reserves.  This feature may offset or, in some cases, eliminate monthly service fee of $15 and other fees.

  • No Transaction limitations.

  • Detailed monthly statements include additional transaction information and analysis (not available as eStatements at this time.)

Additional Fees & Terms
15 FREE Automated Account Information calls per statement cycle.
Account will be closed if there is no activity within the first 90 days.
Failure to bring an account up to a zero balance within 30 days will result in closure of the account.

Additional Fees & Terms
0.5% for paper currency transactions in excess of $1,000 per day.
5% for coin transactions in excess of $10 per transaction.
15 FREE Automated Account Information calls per statement cycle.
Account will be closed if there is no activity within the first 90 days.
Failure to bring an account up to a zero balance within 30 days will result in closure of the account.

Additional Fees & Terms
$0.10 per item cleared.
$0.10 per item deposited.
FREE paper currently transactions up to $1,000 per day, then 0.5% each. 
15 FREE Automated Account Information calls per statement cycle.
Account will be closed if there is no activity within the first 90 days.
Failure to bring an account up to a zero balance within 30 days will result in closure of the account.




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