| Small Business Loans |
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Business Lines and Loans |
| As a small business owner your time is valuable. That's why we have a quick decision process making it faster and easier to apply for a loan. Use the funds from your business loan for a variety of commercial needs: purchasing supplies, inventory, additional office space, or financing other business debts. |
Nara Bank extends lines of credit to business on both an unsecured and secured basis. Nara's business lines are a flexible type of financing with the advantage of allowing your business to borrow the money you need, whenever you need it. |
| Feature and benefits |
Feature and benefits |
- Lines: 1 year and renewable every year
- Loans: up to 7 years
- Variable interest rates
- Unsecured and secured financing available
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- Lines: 1 year and renewable every year
- Loans: up to 7 years
- Variable interest rates
- Unsecured and secured financing available
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| Professional Lines and Loans |
Trade Finance |
| Nara Bank extends lines of credit to business on both an unsecured and secured basis. Nara's business lines are a flexible type of financing with the advantage of allowing your business to borrow the money you need, whenever you need it. Use your line of credit to purchase equipment, expand your office, or increase your working capital. |
Let us assist your import/export business with our industry experience and excellent service. We can provide financing for your trade business needs such as: short term working capital, export insurance, and letters of credit. |
| Feature and benefits |
Feature and benefits |
- Line amount up to $200,000
- Lines: 1 year and renewable every year
- Loans: 5 years
- Variable interest rates
- Unsecured and secured financing available
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- Loan term of 1 year; Renewable annually
- Domestic and International Commercial Letter of Credit
- Worldwide banking network
- The perfect financing solution for import/export businesses

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| SBA Loans |
Simple Loan |
| Nara Bank is dedicated to serving the financial needs of small businesses. As a PLP lender, we provide a quick decision process making the loan application faster and easier for you. Let us help your business grow by providing financial assistance for any of the following business uses: |
Purchasing supplies, inventory, additional office space, or financing other business debts. |
| Feature and benefits |
Feature and benefits |
- Loans up to $2,000,000.00 in financing
- Loan terms from 7 to 25 years
- Quick decision process
- Preferred SBA Lender (PLP)

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- Line amount up to $200,000
- Loan term of up to 7 years
- Monthly payments of principal plus interest
- Variable interest rates
- Decision within 24 hours
- Simple and easy application
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| Commercial Real Estate Loans |
Construction Loan |
| Let Nara Bank help your business purchase or refinance your commercial real estate by providing you a Commercial Real Estate Loan to suit your needs. |
This is another Nara Bank product that will help expand your business. We can provide you with the financing so you can build a new office or remodel your factory. |
| Feature and benefits |
Feature and benefits |
- Up to 7 year loan terms with amortization schedule of up to 25 years
- Monthly payments include principal plus interest
- Variable and fixed interest rates
- Quick decision process
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- Quick decision process
- Simple and easy application
- Great solution for your business construction needs
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| Express Line of Credit |
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| Working capital to wholesale business |
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| Feature and benefits |
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- $200,000 maximum in financing
- Loan term of 2 years
- Interest monthly
- Fixed interest rates
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