Nara Bank specializes in assisting businesses with their banking solutions. Our goal is to be the number one bank for business owners nationwide. Let us help you expand your business today!

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Non-Interest Bearing Checking

Regular Business Checking		Econo Business Checking Account
This account will accommodate the various needs of businesses with a low volume of account activity.		Econo Business Checking is ideal for businesses with a low to moderate volume of account activity. There is no minimum balance requirement.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit No monthly service fee and no per check fee will be imposed if a minimum daily balance of $2,500 or an average daily balance of $10,000.00 is maintained. ¹ Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Lower fees for "other services" such as NSF and Stop Payment than other Nara Bank business checking accounts Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)		$100.00 minimum opening deposit No fee for first 50 checks each month and no minimum balance requirement Unlimited check writings, deposits, and withdrawals Monthly statement with cancelled check images Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)
Budget Business Checking Account		Check Cashing Account
This is a checking account ideal for businesses that maintain a low monthly account balance and have a low volume of account activity.		This is a checking account for businesses that provide check cashing services. A simple solution for certain small businesses such as a liquor store or a grocery store.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit No monthly service fee and no per check fee will be imposed if a minimum daily balance of $1,000.00 is maintained.¹ Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)		Minimum opening deposit $100.00 Separate collateral account is required Convenient for check cashing services Analysis Checking

Interest Bearing Checking

Business Money Market Account		Nanuri NOW Checking Account
This is a flexible account that allows you to accrue interest on your balance with limited check writing. Sweep additional funds from your regular checking account and place them in a money market account to earn interest on these funds.		This is an interest-bearing checking account with unlimited check writing and is available only to individuals, sole proprietors, non-profit organizations, and government entities.
Feature and benefits		Feature and benefits
$1,000 minimum opening deposit Earn interest on entire account balance Limited check writing & preauthorized funds transfers to another account(s) or third party(s) Unlimited over-the-counter withdrawal Account fees are waived if minimum daily balance requirement are met. Free Access to Internet Banking 24/7 Telephone banking Customer Call Center e-Notice Service (Fax banking & Various notifications)		$500.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 is maintained.¹ Unlimited deposits and withdrawals Monthly statement with cancelled check images Earn interest on the entire account balance; higher balance tiers may earn greater interest rate Interest is compounded and credited to your account on a monthly basis Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax Banking & various notifications)
My Dream Money Market Account
This flexible account allows you to accrue interest on your balance and also allows for limited check writing. Sweep additional funds from your regular checking account and place them in a money market account to earn interest on those funds.
Feature and benefits
$50,000.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $25,000.00 or an average daily balance of $50,000.00 is maintained.¹ Unlimited deposits and withdrawals at a branch³ Earn interest on entire money market account balance; higher balance tiers may earn greater interest rates Interest is compounded and credited to your account on a monthly basis The account can be linked with a checking account to sweep the excess balance from the checking account to maximize interest earnings Free Access to Internet Banking Customer Call Center 24/7 Telephone Banking e-Notice Service (Fax Banking & various notifications)

Savings

Business Savings		Nara More Savings
This is an interest bearing account with some transaction limitations. Suited for small businesses looking to start a safe investment plan.		This is an interest bearing account with some transaction limitations. Suited for small businesses looking to start a safe investment plan.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit Competitive interest rate Earn interest on entire account balance Limited preauthorized funds transfers to another account or to third parties Unlimited over the counter withdrawal Free Access to Internet Banking 24/7 Telephone banking Customer Call Center e-Notice Service (Fax banking & Various notifications) Account fees are waived if minimum balance requirements are met		$25,000.00 minimum opening deposit Higher interest rate than regular savings Convenient passbook register for your record Can withdraw funds once every month without penalty No restriction on deposits 24/7 Telephone banking Customer Call Center Savings with maximum flexibility
Piggy Bank Saving Account
This is an interest-bearing account that offers higher interest rate than our regular savings and offers accessibility to funds unlike CD accounts. This account is available only to customers who have a checking account with Nara Bank and must be opened under the same entity as that of the existing checking account.
Feature and benefits
$3,000.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $1,000.00 is maintained.¹ Unlimited deposits and withdrawals at a branch e-Notice Service (Fax Banking & various notifications) Interest is compounded and credited to your account on a monthly basis Transaction limitations Free Access to Internet Banking Customer call center 24/7 Telephone banking e-Notice Service (Fax Banking & various notifications)

Certificates of Deposits

Regular Time Certificates of Deposits
A Certificates of Deposit is considered one of the best ways to save money. This account allows you to earn interest at a fixed rate on funds you deposit for a specific period of time.
Feature and benefits
$1,000.00 minimum opening deposit Fixed interest rate Great way to save money Highest interest earnings

Other terms and fees may apply and are subject to change without prior notice except as required by law. Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

¹Average Daily Balance is calculated by adding the principle balance in the account for each day of the statement cycle and dividing the total amount by the number of days in the statement cycle.

²Access through the Nara Bank / Allpoint ATM network is free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.

³Transfer of funds from this account to another or to a third party by preauthorized, automatic, or telephone transfers are limited to six (6) per month and also limited to three (3) by check, draft, or similar method. Each debit in excess of limitation will be imposed a $10.00 fee. Nara Bank reserves the right to convert your account to a non-interest bearing account or to close the account if limitations are violated frequently. Please ask for details.