Loans & Lines

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Commercial Loans

1st Capital Bank offers a full menu of business financing, and works with you to develop the best borrowing options to help you grow your business. An experienced 1st Capital business banker will assist you with a complete lending solution and our goal is to create a close, lasting relationship with you and your business.

We offer:

Lines of Credit

Whether you need a general operating line, a working capital line, a line to meet seasonal cash flow requirements, or a pre-approved facility for future equipment purchases, 1st Capital has the ability to customize the best solution for you.  Your 1st Capital banker will take the time to ensure we have designed a comprehensive lending program.  

Term Loans

Financing for equipment purchases, business expansion and buildings to house your business are available from First Capital Bank, and are structured to meet the financial requirements of your business.  We can also finance the purchase of land and the construction of your office or industrial building.  Providing the right financing requires close attention to our clients, and our pledge is to listen to your needs and respond accordingly.

Letters of Credit

First Capital Bank offers backing of your business in its trade activity through the issuance of Letters of Credit.  Your 1st Capital banker will personally assist you when
a need arises, or can approve the future issuance of a Letter of Credit as a part of your overall borrowing program.   

Business Credit Cards

To help mange the payment of expenses of your business, 1st Capital Bank offers business credit cards that can be issued with credit limits tailored to the needs of individual card users.

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